Insurance
 

hey people just wondered where and how much people are payin on insurance im about to renew mine
this year i paid £1134 fully comp im 21 with no no claims been driving 4 years that was with tescos! and not declearing everything

i rung adrian flux this week they cnt offer me anything near that even with a years no claims

Your not truly insured if you haven't declared everything.

Try performance direct too, but it could be that your a young driver, I was paying near on to a grand for a few years in my old S12.

i know but i not sayin i havea t28 etc no chance on gettin insured they rape me as it is!

I just paid £376.00 with lancaster insurance for my S12 unmodified kept in a garage I dont have any NCB but I am 29, I got this qoute using insure supermaket.com

But if you have mods you better declare, or you may find your self behind bars in a worse case senario, I use to work for an insurance company, they will use any excuse not to pay out when they can!

try sky insurance they quoted cheap for a 21 year old who got insured on a supra with loads of mods,

my s12 was always insured as standard lol.

s12s are stupid money to insure. more than my r32,pulsar, an rx7....

Without declaring the mods you wont be truly covered for all instances, so your paying to be not insured.

not reali they find any excuse not to pay anyway!! no one insures everymod its impossible plus on my last car wen i told then about my alloys and exhuast they sed u dont need 2 tell us as the alloys where the same size as standard and the exhuast didnt increase power

If you smash into a bus stop and its shown that the accident wouldn't have happened to the same level or degree without the modifications then you won't be covered.

Insurers used to not pay out even if you didn't tell them about a cone air filter, but now the mods need to be accountable for the severity of the accident. So if you have a small prang its not going to make any odds but anything that would have been worse by the modifications make it a different story.

Your risk, but I would ask for a quote for the additional mods to see what they increase it by.

Also goes for theft too, the mods will make it more likely to be nicked.

Its just that in my eyes you're paying money not to be truly insured.

insurance companies do check forums VERY regularly by the way

I wont be giving them any members details

You Are Not Insured If You Do Not Declare Your Mods! You Have To Go To An Insurance Company That Does Special Mods Insurance. Trust Me If You Have An Accident And Injure Someone You Could Face Some Very Severe Concequences! Try Sky Insurance

cheer up people. this thread is completely jobsworth

lol was just curouisly asking wot people pay lol!! not a despressive discusion lol

a mate of mine had a phone call from his insurance asking him if he wanted to insure his alloy wheels and body kit. Someone had took a pic of his car at a retro ford show with the REG plate in full view, The insura had seen the pic (while checking forums) checked his REG againsed there records ARRRRRRRRRRRR!!!

CNUTS!

Surprising they go to these efforts, but if you were an insurer you'd want to know if the policyholder is more likely to make a claim (be it stolen or accident).

has anyone got sky insurances number?

Google did ;)

Sky Insurance
56 Southbury Road,
Enfield,
Middlesex,
EN1 1YB

Telephone: 0870 11 21 759

Facsimile: 0208 364 5449

http://www.skyinsurance.co.uk

haha fanx

HAHAHAHA they couldnt quote me said im too young! im 22 with a years no claims lol even thou they insure my friend on a 599bhp single turbo supra n his 23! unreal insurence companys are pants!!:mad:

Try A-plan, they've been quite good for a few of my mates in the past.

Couldn't be arsed to google their phone number for you but it's on there..... I promise ;) (it's the Thatcham branch you need to talk to)

cheers mte i will try that! i think tescos will be the best thou

does anyone know what the story is with insurance if not a uk national? i'll be moving after xmas (hopefully) from ireland and have 7 yrs no claims here but that will hardly carry with me. i've heard i have to be in the country 6 months before i can be quoted. any truth to this?:confused:

i got two new quotes today, my lancia with a 2.0 intergrale turbo lump in it, 740 quid!:confused: well expensiive, and a quote on a silvia same age etc as my last one 462 quid fully comp :) im 24 no no claims, high risk job, 6points for speeding :) with adrian flux

Probably best you speak to your insurance company.

just had a look for new cover as my insuance company have had my pants down for some years now. last year i payed £500 aprox
look at these prices with my details
https://www.moneysupermarket.com/mot...ueryid=2425255

Sorry mate can`t do. It says you are not authorised to view this page. I think you have to log onto the site to retrieve quotes :( .
Regards,
Ian.
P.s. When I had my s12 on the road, I was insured with HIC. Limited mileage, agreed valuation and you could actually talk to a broker that understood about cars and modifications :cool: .

got a quote as cheap as £183 fully comp.

im now insured with lancaster insurance :)
436 quid a year, im 24 no ncb mods declared, 8k miles a year and parked on road, fully comp, with agreed value of 850 quid :)

Those are both pretty good quotes :D .
It`s just a shame that we can`t get free road tax on the s12, now that would be a good saving ;) .
Regards,
Ian.