I just paid £376.00 with lancaster insurance for my S12 unmodified kept in a garage I dont have any NCB but I am 29, I got this qoute using insure supermaket.com
But if you have mods you better declare, or you may find your self behind bars in a worse case senario, I use to work for an insurance company, they will use any excuse not to pay out when they can!
try sky insurance they quoted cheap for a 21 year old who got insured on a supra with loads of mods,
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